What are the disability eligibility rules in Arizona?

By Hogan Smith

Updated 05/20/2025


If you're living in Arizona and considering applying for Social Security Disability benefits, it’s essential to understand the eligibility rules set by the Social Security Administration (SSA). Whether you're applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), meeting the specific criteria is the first step toward approval.



Here’s a breakdown of the key requirements and how to improve your chances of qualifying for disability benefits in Arizona.

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Types of Disability Benefits Available

Arizona residents may qualify for one or both of the following federal programs:


  • SSDI (Social Security Disability Insurance): Based on your work history and Social Security tax contributions.
  • SSI (Supplemental Security Income): Based on financial need, regardless of work history.


Both programs require you to meet the SSA's definition of disability.


General Eligibility Criteria

To qualify for either program, you must meet several baseline requirements:


  • You must have a medically determinable physical or mental impairment.
  • The condition must prevent you from performing substantial gainful activity (SGA).
  • Your disability must be expected to last at least 12 months or result in death.


SSDI Eligibility Rules in Arizona

To be eligible for SSDI, you must:


  • Have worked long enough and paid into Social Security through payroll taxes.
  • Typically, you need 40 work credits, 20 of which must have been earned in the last 10 years before becoming disabled.
  • Meet the SSA’s definition of disability, which includes a five-step evaluation process.


The SSA will assess:

  1. Whether you're currently working above the SGA limit
  2. Whether your condition is considered severe
  3. Whether it meets or equals a condition on the SSA’s Listing of Impairments
  4. Whether you can perform any of your past relevant work
  5. Whether you can perform other work based on your age, education, and experience


SSI Eligibility Rules in Arizona

SSI eligibility is based on income and resources, not work history. To qualify:


  • Your income must be below federal limits for wages, pensions, and other sources.
  • You must have limited resources (typically under $2,000 for individuals, $3,000 for couples).
  • You must be blind, disabled, or over age 65.


Arizona may supplement SSI payments with additional state benefits for those who qualify.


Medical Evidence Requirements

Regardless of the program, medical evidence is crucial. Your application should include:


  • Recent medical records, treatment history, and test results
  • Statements from doctors about your condition and limitations
  • Evidence that shows how your condition affects your ability to work

How Hogan Smith Can Help

At Hogan Smith, we help Arizona residents navigate the complex Social Security Disability process. We can:


  • Determine whether you meet SSDI or SSI eligibility
  • Help you gather the right medical documentation
  • Ensure your application meets SSA standards
  • Represent you through appeals if your claim is denied

Contact Hogan Smith Today

Need help understanding your disability eligibility in Arizona? Contact Hogan Smith for a free consultation. We'll help you determine the best path forward and support you at every step of the process.


Further Reading

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Updated February 10, 2025

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

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